As some folks had expected, it turned out to be a non-issue. The IRS threshhold is that we need to be withholding at least 110% of last year's taxes; in practice, even if I continue consulting and we only have
So a small yay -- no April 15th hassle for me, and I can leave the money set aside for taxes in the bank for the time being, gathering at least a teeny-tiny bit of interest for us...